Medi-Cal Changes for Older Adults and People with Disabilities
New Medi-Cal Asset Limits Starting January 1, 2026
When you apply for or renew your Medi-Cal benefits, Alameda County Social Services Agency (ACSSA) will review what you own and conduct an asset check. Assets are things you own that have value, such as cash, bank accounts, or more than one house.
Not everyone enrolled in Medi-Cal will be affected by this change. If the asset check applies to you, it will take place during your annual Medi-Cal renewal. The income eligibility rules for Medi-Cal have not changed.
Who This Affects
- Adults 65+
- People with disabilities
- Nursing home residents
- People who make too much money to qualify under federal tax rules for Medi-Cal
Asset Limits
- $130,000 for one person
- Add $65,000 per additional person (up to 10)
Assets That Count:
- Bank accounts
- Cash
- More than one home or vehicle
Assets That Don't Count:
- The home you live in
- One vehicle
- Household items
- Some savings, like retirement accounts